Lutheran Social Services of South Dakota

Bankruptcy Counseling & Education

Consumer Credit Counseling Service understands the decision to file bankruptcy is not an easy one to make. We provide counseling and education services to help you throughout the filing process; and we are approved to issue certificates in compliance with the Bankruptcy Code.*

Bankruptcy Counseling

Bankruptcy law states you must complete a counseling session from an EOUST approved credit counseling agency and obtain a certificate of bankruptcy counseling prior to filing for bankruptcy. Our pre-filing counseling sessions will help you review your options and make an informed decision. The session can be completed in person, online by clicking the link below, or over the phone.

Please call 888-258-2227 to speak to a representative or to schedule an appointment.

Bankruptcy Education

Bankruptcy law states you must also complete a financial education program and receive an education certificate from an EOUST approved provider prior to your bankruptcy being discharged. Our bankruptcy education will help you make the most of the fresh start once your debts are discharged. Programs are offered in person or online.

Please call 888-258-2227 to speak to a representative or to register for a class.

*Approval does not endorse or assure the quality of an agency's services.