Lutheran Social Services of South Dakota

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Bankruptcy Counseling & Education

Live A Richer Life Debtor Education

Live a Richer Life is a comprehensive financial literacy course that complements a bankruptcy discharge. This course provides the information and tools to improve your financial position in the absence of debt.

Topics include:

- Rebuilding Post Bankruptcy
- Choosing Between Needs and Wants
- Developing Sound Financial Habits
- Current Budget: What Brought Me Here
- New Budget: Developing a Plan That Works
- Understanding and Using Credit
- Credit Reports and Credit Scores
- Rebuilding Your Credit
- Predatory Lending and Identity Theft
- Insurance
- Financial Tools and Resources

Participant Fee: $50 per person, this includes all course material and certificates of completion. Please bring your bankruptcy filing number and photo identification.