Financial Counseling & Education
Charge It Right/Loan To Own
Objective 1:
At the end of the module, students will be able to:
- describe the purpose of credit cards
- determine which credit card is best for them
- identify the factors creditors look for when making credit decisions
- describe how to use a credit card responsibly
- identify the steps to take when a credit card is lost or stolen
Objective 2:
At the end of the module, students will be able to:
- identify various types of installment loans
- explain why installment loans cost less than rent-to-own services
- identify the factors lenders use to make loan decisions
- identify the questions to ask when purchasing a car
- describe the advantages and disadvantages of borrowing against a home
