Lutheran Social Services of South Dakota

Financial counseling provided by CCCS includes:

- a discussion of your financial concerns
- a thorough review of your income, expenses and debt
- identifying the problem(s) influencing your situation
- help in setting realistic financial goals

After completing financial counseling you will have a detailed spending plan tailored to your situation and an action plan with the specific steps necessary to accomplish your goals.

Counseling includes referrals to other services from which you might benefit. To meet the needs of families throughout Eastern South Dakota, CCCS provides financial counseling in-person, over the phone and on-line by Certified Credit Counselors.