Financial Counseling & Education
Workplace Education
On-site CCCS services are available for employers to provide financial education to their employees. Financial education seminars can be customized to fit the needs of your employees and allow for flexible scheduling such as during lunch hours or between shift changes.
Stress from personal money problems can often spill over into the workplace. According to a recent survey, more than one-third of our nation's workers believe their financial situation has hampered their job performance. Of these employees, nearly half of them spend at least seven work hours a week dealing with their personal money matters.
Some common signs that an employee is financially distressed include:
- Absenteeism
- Verbal or physical confrontations in the workplace
- Garnishments or wage advancements
- Low participation in 401(k) and other retirement plans
- Borrowing against retirement plans
Financial problems may be more common than most employers realize. Consider these findings:
- 75 percent of all workers report that they have recently faced at least one significant financial problem, such as being unable to save for future needs, delaying medical care, or having difficulty with a collection agency.
- Nearly 70 percent of all workers report they have trouble paying their bills on time and worry about money.
- Nearly 50 percent of the nation's 128 million workers do not participate in an employer-sponsored retirement plan.
