Lutheran Social Services of South Dakota

Pre-Purchase Counseling & Education

A certified housing counselor will work with you one-on-one to ensure you are in the best financial position to obtain a mortgage. A pre-purchase counsel will include a review of the following items:

  • your credit report
  • current mortgage products to meet your needs
  • individual budget and affordability considerations
  • additional counseling support, as needed, until savings or debt reduction goals are met