Books To Teach Your Kids About Money

LSS Center for Financial Resources
Breck Miller, Community Relations Coordinator

So, what is the right age to start teaching our kids about money?  Do we really even need to do that?  I mean, surely there is a class they will take at some point in time.  But if not, I guess we all deal with money so they’ll just figure it out.  Right?

Unfortunately, money management isn’t something our kids “will just figure out”.  Oh, they’ll learn it some day.  But what do you want them to learn?  There are a lot of different ways to handle money.  Some are definitely more positive than others.

How do we teach our kids about healthy money management?  You don’t have to figure it out on your own.  And it doesn’t even have to feel like a lecture.  There are some great children’s books out there that can help you teach your kids about money.

For today’s blog, let’s take a look at some children’s books that will help you teach your kids about money.

The Berenstain Bears – Who doesn’t love the Berenstain Bears?!?  This is a classic series from my childhood that is still going strong.  There are a few books that specifically deal with money, but a lot more that deal with related topics like sharing and giving.  A very easy read, these are great for the youngest readers or those who still have you reading to them.

bb dollars and cents

Berenstain Bears’ Dollars and Cents – Papa Bear specifically walks Brother and Sister Bear through budgeting.  Can they learn how to manage money?

Berenstain Bears’ Trouble With Money – Brother and Sister Bear start a business and find money isn’t as easy to come by as they thought.

Berenstain Bears’ Piggy Bank Blessings – This one specifically deals with the challenges of learning to save money.

If You Made a Million – A million dollars seems to be the magic number that most kids hope for.  An author of MANY young children’s books, David M. Schwartz looks at ways that kids can work towards actually having a million dollars.  This gets a little more specific with the basics of interest, investing, and more.

Rock, Brock, and the Savings Shock – Twin brothers Rock and Brock compare the differences of saving and spending when Grandpa decides to give them some cash.  In this book, author Sheila Bair includes a chart you can use with your kids to track savings

Savings Shock.

Isabel’s Car Wash – Also from Sheila Bair, this one talks about Isabel’s goal of wanting a new doll.  She starts a business but has to borrow money and then has to decide if she is going to pay them back or not.  It’s a good lesson in borrowing and the cost of debt.

David Adler books – With a bunch of biographical kids’ books and the huge Cam Jansen series, David Adler also has a number of books that teach kids about money and finances.  More for those ages 8 to preteen, these begin to dig a little deeper into the financial world. Money Madness – Adler uses this book to introduce kids to economics with all the humor of runaway sheep.

Money madness

Prices Go Up, Prices Go Down – Another Adler book that teaches the basics of supply and demand.

Inflation: Why Prices Go Up! Up! Up! – One more example from Adler.  While it’s written for kids, it might just be a great primer for some of us who struggle with a complex concept as adults.

Amelia Bedelia Means Business – Sure to become another classic the Amelia Bedelia series covers a lot of subjects.  This Amelia Bedelia book has Amelia wanting a new bike.  When her parents will only help with part of the cost, she has to figure out a way to come up with the rest of the money herself.

One Cent, Two Cent, Old Cent, New Cent – I don’t even have to tell you about this one.  One read of the title and you know The Cat in the Hat has the money subject covered.  This book looks at the history of money and the concept of money around the world.

1 cent 2 cents

And, and, and……..

There are so many more I could list for you.  In an effort to take kids books beyond just entertainment, so many of our great authors have realized the importance of teaching our kids about money.  They have done what they do to help you teach your kids about the concepts of personal finance.  Do a quick search and you’ll find more too.

If you need some help with your own finances, you can find a book on that.  But you can also get personal help from the counselors at the Center for Financial Resources.  You can call us at 605-330-2700 or go online to schedule an appointment.

We may not be quite as entertaining as The Cat in the Hat, but we can help you on your way to financial success.

written by Breck Miller
images courtesy


LSS Center for Financial Resources

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605-330-2700 or 888-258-2227
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