LSS Center for Financial Resources

Looking for a way to get your finances back on track?

If you need to improve your money management skills, we have you covered. LSS financial resources and counseling will help you sort out your unique financial priorities. Our tools, tips, and expertise can get you there.

CFR provides financial guidance to achieve successful homeownership, as well as how to manage and pay off student loans.

Please contact us at 888-258-2227 or e-mail cfr@LssSD.org for more information. Visit one of our South Dakota locations. Check out  LSS online financial counseling and education services to get the resources you need right now.

LSS Financial Counseling, Resources & Education

LSS is proud to offer counseling, resources and education to support your financial needs.

Plan Personal Financing

CFR provides education to improve financial fitness and money management. Get your finances in shape at any age or stage of life.

Achieve Successful Homeownership

Buying, owning and maintaining a home are big steps. We have your back. View our housing resources for individuals and families to become successful at homeownership.

Get Financial Counseling

Money issues are stressful. Our Consumer Credit Counseling Service has been dedicated to educating and empowering individuals and families to master their finances.

Achieve Financial Goals

Let’s assess your finances and get you on track to achieve your goals. Our three-step program is designed to do just that.

Manage & Pay Off Student Loan Debt

Whether you are looking for quick, online answers to your questions or a full game plan for your student debt and finances, we have the services and expertise to guide you.

Information for Financial Clients

LSS Accreditations, Members & Affiliations

Lutheran Social Services is accredited by the Council on Accreditation. COA partners with human service organizations worldwide to improve service delivery outcomes by developing, applying and promoting accreditation standards. COA envisions excellence in the delivery of human services globally, resulting in the well-being of individuals, families and communities.

Consumer Credit Counseling Service is a member of the National Foundation for Credit Counseling (NFCC). The NFCC promotes the national agenda for financially responsible behavior and builds capacity for its members to deliver the highest-quality financial education and counseling services. NFCC members can be identified by the NFCC member seal. This seal signifies high standards for agency accreditation, counselor certification and policies that ensure free or low-cost confidential services.

LSS is a HUD Approved Housing Counseling Agency. HUD’s mission is to increase homeownership, support community development and increase access to affordable housing free from discrimination. The Department has approved this agency to provide: Financial Management/Budget Counseling, Rental Housing Counseling, Services for Homeless Counseling, Pre-purchase Counseling, Pre-purchase Homebuyer Education Workshops, and Mortgage Delinquency & Default Resolution Counseling.

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