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Looking for a place to call Home Sweet Home? LSS has educational courses and financial tools for individuals and families to be successful renters or homeowners.

LSS Financial Homeownership Workshops

Workshop: First Time Homebuyer

In this workshop, a certified housing counselor will work with you one-on-one to ensure you are in the best financial position to obtain a mortgage. A pre-purchase counsel will include a review of the following items:

  • Your credit report
  • Current mortgage products to meet your needs
  • Individual budget and affordability considerations
  • Additional counseling support, as needed, until savings or debt reduction goals are met

Please call 888-258-2227 to speak to a representative about scheduling options. First Time homebuyer and homebuyer education are available throughout our service areas. If you are interested in attending a Homebuyer Express workshop, please refer to the LSS calendar for upcoming meeting times.

Workshop: Homebuyer Express

Our Homebuyer Express program provides the information and resources available to successfully purchase and own a home. The program meets the SDHDA Homeownership Education Resource Organization (HERO) requirements and may qualify homebuyers for additional closing costs credits. Classes are free. Learn about:

  • Personal money management
  • Credit history review
  • Mortgage financing and the loan process
  • Shopping for a home
  • Homeowner responsibilities
  • Predatory lending awareness

Please refer to the LSS calendar for workshops convenient for you, or call 888-258-2227 to speak to a representative about scheduling options. Video conference is available. Participants must register at least 24 hours prior to the class.

Workshop: Mortgage Foreclosure Prevention

Mortgage Foreclosure Prevention workshops help address challenges that can impact financial stability. If the challenge causes delinquency on your mortgage, do not waste time. A certified housing counselor can try to work with you and your lender to negotiate loss mitigation and/or repayment options.

If foreclosure becomes a reality, the certified housing counselor will provide a comprehensive budget and transition counseling along with an action plan to summarize various options. Please call 888-258-2227 to speak to a representative or to schedule an appointment for this workshop.

Workshop: Homeowner Financial Management

Workshop: Rental Housing Counseling & Education


Download the Monthly Budget Planner/Tracker to build a savings plan for each month. This worksheet will help you be more responsible with
spending money by doing the following:

  • Plan out your budget.
  • Track expenses.
  • Track savings.

To see how much you can afford on a house, we recommend visiting NFCC's Resources for online calculators, downloadable apps, money management tips and more.

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